MNP 3 Minute Debt Break

Résolutions pour une nouvelle année (Parlons Dettes EN 3 Minutes)

C'est une nouvelle année! Et, avec elle, peut-être de nouvelles résolutions financières. Mais, prendre la résolution de réduire ses dettes et progresser réellement vers cet objectif sont deux choses différentes. Voici quelques résolutions concrètes que vous pouvez prendre pour vous assurer que vous êtes sur la voie du désendettement.

Resolutions for a Debt Free New Year (MNP 3 Minute Debt Break)

It’s a new year! And with it, maybe some new financial resolutions. But, resolving to reduce your debt and making actual progress to that goal are two different things. Here are some real concrete resolutions you can make to ensure you are on the path to being debt free.

Signs Your Are Overspending (MNP 3 Minute Debt Break)

Household overspending is one of the most common causes of financial insolvency. It’s also one of the easiest to overlook. Overspending tends to creep up slowly and camouflage itself as a different kind of financial challenge. But once you know the symptoms, they’re almost impossible to ignore. You can eliminate overspending almost entirely by introducing just three straightforward techniques.

Budgétisation des fêtes (Parlons Dettes EN 3 Minutes)

Les fêtes sont l'occasion de manger, boire et être joyeux! Mais la pression exercée pour célébrer la saison peut facilement faire plonger vos finances dans le rouge pendant des mois. L'envie de faire les fêtes en grand pourrait voir vos dépenses s'emballer!

Budgeting During the Holidays (MNP 3 Minute Debt Break)

The holidays are a time to eat, drink and be merry! But the pressure to celebrate the season can easily send your finances into the red for months. The desire to do the holidays in a big way could see your spending get carried away!

Oct Debt Index (MNP 3 Minute Debt Break)

The impact of this year’s consecutive interest rate hikes and persistent inflation is becoming clear. Canadians are seeing the effect on their wallets. According to the latest MNP Consumer Debt Index, which is conducted quarterly by Ipsos, more Canadians say life’s necessities are becoming less affordable as the cost of living continues to soar.

Mois de la littératie financière (Parlons Dettes EN 3 Minutes)

Novembre est le mois de la littératie financière au Canada. C'est le mois où les Canadiens s'efforcent de devenir plus instruits, plus attentifs et plus en contrôle de leurs finances.

Financial Literacy Month (MNP 3 Minute Debt Break)

November is Financial Literacy Month in Canada. This is the month where Canadians strive to become more literate, more mindful and more in control of their finances.

Breaking the Stigma (MNP 3 Minute Debt Break)

Breaking stigmas means ridding ourselves of our assumptions, generalizations, and broad-brush statements that are harmful to individuals and groups. We have seen strong movements and positive progress in breaking stigmas that have plagued society for so long, especially stigmas surrounding mental health. Given how connected our finances and our mental health are, we should talk more about breaking stigmas surrounding finance.

Check Your Debt Scale (MNP 3 Minute Debt Break)

How much debt is too much? Of all the questions Licensed Insolvency Trustees often hear, this is one of the most common. It’s also one of the most difficult to answer. Any number of factors can impact your experience with debt, from income and expenses to interest rates and repayment terms.